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What should you know before buying a health insurance policy?
- May 21, 2012
- Category: Insurance
No CommentsA health insurance policy bought is no good if it does not serve the purpose of providing timely financial relief in the event of a calamity. Customers find themselves in a state of despair when their claims are rejected or they do not receive the full sum assured. This happens because the insurance agent did not provide complete information of the medical policy and/or the customer did not bother to understand its features and benefits at the time of purchase. The wide variety of health insurance policies in the market confuse the customers who then invariably end up comparing premiums […]
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Basic tenets to achieve financial discipline
- May 10, 2012
- Category: Financial Planning
Financial problem usually is one of the prime stress factors for individuals today. This may be due to buying the wrong financial product, a huge debt pile-up, over spending, inadequate liquid funds during emergency, etc. Some simple and prudent personal finance habits can save a lot of time, money and trouble and help us achieve a better control over our overall finances. Since last 7 years I had prominently displayed a list of dos and don’ts in financial matters in my office for all my visitors to see. The list basically chalks out general guidelines about how to stay financially […]