In this information age, the human mind gets more attracted to an event or news which is popular amongst the crowd. Have you wondered how rumours are created? When a large number of people keep on forwarding news on social media without even checking the veracity of it. For instance, the news of the legendary actor Dilip Kumar passing away has been doing the rounds on Wats App very frequently. People mindlessly copy the actions of others and share the news even though it coul

Imagine you are in a restaurant ordering a full thali. You have a diverse menu containing chapattis, 2-3 types of veggies, daal, rice, salad, pickle, 2 variety of sweets, etc. Note that each item would be served in the relevant proportion. For instance, the pickle or the sweet do not occupy a major portion of the meal like the grains & pulses and will be served just in the right measure. Eating more of pickle or the sweet could be harmful to your health. Asset allocation is s

“Inflation is when you pay fifteen dollars for the ten-dollar hair cut you used to get for five dollars when you had hair.” This is a...

Investing a huge lump sum amount is a big task. It is not just about how to split it but also how to create a regular income out of it. While investing a lump sum, the market timing aspect also comes into picture. If the call goes wrong, there is an opportunity loss for the investor to earn better returns. No, I am not talking about the stock markets here. I am referring to fixed income options like bank deposits, recurring deposits, etc. You may think that these must be safe

The analogy between stock market investing and marathon is very interesting. The qualities required to prepare & run a marathon and successful equity investing are very similar. If you love running and have prepared for a marathon, you would be able to relate to this comparison better. Lets start with marathon first. Come 2017 and a string of marathon events are lined up in the beginning of the year across India. The number of people participating in these events is increasin

Following newspaper advice can be injurious to your financial health Investment-related newspaper articles are better taken with a pinch of salt. The recent article in The Economic Times stating PPF investment can beat Sensex returns over 20-year is one such piece that shouldn’t be taken at its face value. The all-time highs notched by stock markets have been attracting investors. Those sitting on the fence may be just gearing up to initiate baby steps into equity investment

News of a continual fall in the rupee, fiscal deficit, economic recession and the resultant fall in the stock markets continue to hog...

The good thing about notching up the years in your own field of expertise is that you are considered to be somewhat of an expert and...